General Liability:

• Contractual Liability
• Independent Contractors
• Host Liquor
• Blanket Explosion/Collapse/Underground
• "Pay on Behalf of" Form
• Expense and Defense Costs in Addition to Limits
• Broad Form Named Insured Includes Employees & Volunteers
• Sexual Abuse / Molestation
• Personal & Advertising Injury Including Electronic Publication
• Employee Benefits
• Damage to Rented Premises
• Watercraft Liability
• Liability Limits up to $2,000,000 per Occurrence Available
• Additional Insured's by Written Contract, Written Agreement, or Permit
• Non-Audit Provisions
• Worldwide Coverage
• Additional Coverage Enhancements '360' Endorsement

Automobile Liability and Physical Damage:

• Fellow Employee Coverage
• Owned/Hired/Non-Owned
• Automatic Coverage for New Vehicles
• Emergency Vehicles
• "Hot Pursuit" Coverage
• Replacement Cost Coverage on Emergency Vehicles
• Liability Limits up to $2,000,000 per Occurrence Available
• Liability and Physical Damage '360' Endorsement

Property:

• Building & Contents
• Equipment Breakdown
• Special Coverage Extensions
• Blanket/Agreement Amount
• Additional Coverage Enhancements '360' Endorsement

Inland Marine:

• Mobile Equipment
• Tools
• Fire/Police Equipment
• Office Equipment
• Communications Equipment
• Computer Equipment

Crime:

• Forgery/Alterations
• Money & Securities
• Loss On & Off Premises
• Public Employee Dishonesty

Excess Liability:

• Following Form Coverage
• Liability Limits up to $5,000,000

Loss Control Services

Agosnet

A service for all package accounts with Public Officials Coverage at no charge. There is a small charge for monoline public officials accounts. Insureds should go to www.agosnet.com for details.

Loss Control Surveys

Surveys are ordered on accounts with large property schedules or with liability problems, a fee may be charged depending upon the size and complexity of the account.

Loss Control Analyst

The company has recently hired a loss control analyst who has experience in the public entity field. This person will conduct select loss control surveys, manage the loss control vendors, and add new features to the services currently being offered. This person is the contact person for all inquiries from our agents and insured's.